Time To Renew Your Home Insurance Policy? Important Points To Discuss With Your Provider

Maintaining adequate home insurance coverage is an important responsibility of homeownership. In fact, mortgage lenders routinely require borrowers to agree to maintain home insurance as a requirement of the mortgage lending terms. In addition to the financial risk involved, homeowners who fail to maintain home insurance coverage can be at risk of losing their home to foreclosure.  Homeowners are not, however, required to maintain coverage with the same insurance provider during the term of their mortgage. Read More 

Will Your Car Insurance Cover Your Rental Car?

Anytime you rent a car, the rental company will ask if you want rental insurance. If you ask them whether you need it or not, they'll answer with a resounding yes. However, if you ask your insurance agent, you'll likely get an unconvincing "maybe." Here's what you can do. Check Your Car Insurance Policy The only way to be certain whether you need rental insurance or not is to review your policy. Read More 

How To Choose The Right Auto Insurance Deductible

The word "deductible" is used frequently in the auto insurance industry. A deductible is the dollar amount you must pay before your auto insurance policy pays for any damages your vehicle endured during an accident. If you are about to purchase a new auto insurance policy, you might wonder how much you should pay for your deductible.  Here are a few helpful tips for selecting the right car insurance deductible.  Read More 

Insurance Coverage Information For Rideshare Drivers

A rideshare profession involves transporting customers to destinations within a service area. Many arranged transport services supply their drivers with increased automotive coverage during the times that they are actively driving to pick up an individual or transporting a client to a pre-scheduled destination. Your Responsibilities As A Driver If you are considering working for a rideshare company, the make and model of your vehicle and proof of personal insurance coverage must be furnished during the application process. Read More 

Buying Your First Home? Important Things To Know About Your Homeowner’s Insurance

The process of purchasing a first home can be a draining experience for buyers, especially when tasked with reading and understanding all the documents required during the purchase and closing process. Since the selection of the home insurance coverage often takes place just before closing when the level of buyer fatigue is highest, the policy documents are often skimmed over, instead of carefully studied.  Buyers who admit to knowing little about home insurance in general, as well as the details of their coverage, can use the following information to become more informed. Read More