If You Outlive Your Term Life Insurance Policy, Will You Get Your Money Back?

Life insurance policies can be complex, so it's no surprise there are quite a few misconceptions floating around about them. One interesting myth is that if you live longer than the number of years your term life insurance is good for, the insurance company will refund your premiums. This is only true if you have a certain type of policy. Here's the truth behind this misconception so you can avoid purchasing an insurance policy that may not be a good fit for your goals. Read More 

Steps to Take After an Auto Accident

Auto accidents are unexpected and can be very scary. The good part about an auto accident is your auto coverage, which will help pay for injuries and to the damage to your vehicle and any involved if you were at fault. If you've never been in an accident before, you may not know what to do if you are involved in one. See below for some steps to follow if you find yourself in an accident and aren't sure what to do. Read More 

3 Ways To Save On Motorcycle Insurance

While motorcycle insurance is usually cheaper than car insurance, at least in most parts of the country, it is still a large expense that must be incorporated into your budget. By taking the time to find deals on motorcycle insurance, you can make the overall operation of your motorcycle much more affordable. Luckily, there are ways to save on motorcycle insurance just like with car insurance: Choose the Right Motorcycle Read More 

3 Reasons You Should Always Carry Some Kind Of Renters Insurance

If you are renting a property you are probably wondering if you should get renters insurance or not. There are many people who think that just because they are renting that they don't need to get any kind of insurance. This is flawed thinking and can actually get you into a good deal of trouble. This is why you should always carry renters insurance. Here are some things you should know about renters insurance. Read More 

Is There Whole Life In Your Future?

If you are in the market to purchase life insurance, you may be surprised to find that there are a wide variety of policies on the market designed to meet your needs. But all life insurance breaks down to two basic types. These are term insurances versus permanent insurances. While term insurance is the much cheaper of the two, it will eventually expire. Permanent life insurance is more expensive, but it will last as long as your premiums are paid. Read More