Buying Your First Home? Important Things To Know About Your Homeowner’s Insurance

The process of purchasing a first home can be a draining experience for buyers, especially when tasked with reading and understanding all the documents required during the purchase and closing process. Since the selection of the home insurance coverage often takes place just before closing when the level of buyer fatigue is highest, the policy documents are often skimmed over, instead of carefully studied.  Buyers who admit to knowing little about home insurance in general, as well as the details of their coverage, can use the following information to become more informed. Read More 

Learn If Your Homeowner’s Policy Provides For Animal Damage

While you might have purchased your homeowner's insurance policy understanding that it won't provide coverage for everything that could go wrong on your property, you might be confused about whether or not your policy provides coverage for animals who either live in your home or live on your property. In reality, your insurance may or may not provide coverage for your animals. Your insurance carrier's underwriting department will first have to perform an investigation. Read More 

Should You Consider Pay-Per-Mile Car Insurance?

When you buy auto insurance, you typically pay a fixed premium by the month or for a certain number of months. Some new auto insurance policies allow you to pay by the number of miles you drive instead. How does it work, and is it something you should consider? What is Pay-Per-Mile Auto Insurance? Pay-per-mile auto insurance is exactly what it sounds like. Instead of having a fixed rate, you pay based on how many miles you drive during the billing period, just like how your electric or water bills work. Read More 

The Basics Of Car Insurance Policies

Car insurance is the contract you sign with the insurance company that protects you from financial loss if an accident or theft occurs. The insurance company will pay for the losses included in your policy in exchange for your paying premium. Most of the policies cover you or another driver using your car at the moment of the accident.  While some auto insurance requirements are mandatory, others are optional, and you can only add them for your benefit. Read More 

Mistakes To Avoid When Insuring Commercial Trucks

If you own several commercial trucks, they are naturally exposed to risks that commercial insurance can cover. Getting this type of insurance won't be that complex if you try your best to avoid these mistakes in your search.  Not Getting the Right Amount of Coverage  There are some commercial truck owners that underestimate how much insurance coverage they need. That can make costs soar when these rigs are involved in accidents. Read More