Consumers are often told to ensure the contractors they hire are insured and bonded. This means that those contractors who have taken the extra steps to obtain surety bonds and insurance will have a greater chance of getting business. While some consumers might not be too worried about things like bonds, most are. If you have just started your own contracting service, do not skip those surety bonds, even if they seem expensive.
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One of the largest expenses you will make in your lifetime is a home and protecting that investment should be one of your top priorities. There are a lot of things out there that can damage your home and while you may not think of everything, getting coverage to repair or replace that investment if important. Keep in mind in some areas you may need coverage that other parts of the country don't need but that is why talking to your insurance company about the coverage is so important.
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Life insurance policies can be complex, so it's no surprise there are quite a few misconceptions floating around about them. One interesting myth is that if you live longer than the number of years your term life insurance is good for, the insurance company will refund your premiums. This is only true if you have a certain type of policy. Here's the truth behind this misconception so you can avoid purchasing an insurance policy that may not be a good fit for your goals.
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Auto accidents are unexpected and can be very scary. The good part about an auto accident is your auto coverage, which will help pay for injuries and to the damage to your vehicle and any involved if you were at fault. If you've never been in an accident before, you may not know what to do if you are involved in one. See below for some steps to follow if you find yourself in an accident and aren't sure what to do.
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While motorcycle insurance is usually cheaper than car insurance, at least in most parts of the country, it is still a large expense that must be incorporated into your budget. By taking the time to find deals on motorcycle insurance, you can make the overall operation of your motorcycle much more affordable. Luckily, there are ways to save on motorcycle insurance just like with car insurance:
Choose the Right Motorcycle
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